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Letter "L" » Lawrence Yun Quotes
«One thing that we noticed is the amount people put into down-payments, which was about 20 percent during the stock-market boom, rose to 22 or 23 percent [when the economy declined]. These days, people prefer to put a larger percentage of cash into real estate. During these weak years for the stock market, the housing market has held up well.»
Author: Lawrence Yun
«The supply of homes is very tight for new and existing homes. We will continue to see healthy home-price appreciation. For non-home owners, that's bad news. But for home owners, that's building wealth.»
Author: Lawrence Yun
«A cut...won't affect the 30-year fixed mortgage rate at all. According to Freddie Mac, the 30-year fixed rate was 6.8 percent last week, and we think it'll stay about the same. But another interest rate cut could mean a slight drop in the short-term one-year adjustable rate mortgage (ARM).»
Author: Lawrence Yun
«Obviously, many renters have become homeowners as rates have fallen.»
Author: Lawrence Yun
«You need a strong job market with people in their 20s moving out of their parents' homes before rents recover.»
Author: Lawrence Yun
«Home-buying is not a snap decision -- people mentally prepare for it and search for homes, and this is a three-to-four-month process. Plus, even with the rise in mortgage rates, they're still below last year's figure and still close to 45-year lows.»
Author: Lawrence Yun
«A typical household in the past two years saw about a $20,000 gain in equity. That's not an insignificant chunk. Homeowners see that wealth and use it to buy additional goods.»
Author: Lawrence Yun
«People are moving out of these regions to the South and the West. They're putting more supply on the market at the same time there is less demand.»
Author: Lawrence Yun
«The housing market just refuses to stop.»
Author: Lawrence Yun
«The strong rise in prices cut into affordability, even with the low rates.»
Author: Lawrence Yun
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